Rent-A-Center (commonly referred to as RAC) is an American public furniture and electronics rent-to-own company based in Plano, Texas. RAC provides new and used brand-named furniture, appliances, computers, and electronics from brands, such as Ashley Furniture, Sony, Whirlpool Corporation, Dell, and HP. As part of their rent-to-own business model, Rent-A-Center generally makes its items available with small initial payments and no long-term obligations.